LOVE MATTERS KENYA: THERE IS LIFE AFTER CHRISTMAS

The holiday season is the time when
many people dig financial graves in which
their life will fall. Countless people spend
more than they earn. The financial
decisions you make this holiday season
will impact your life in the coming year.
Don't be deceived by the Holiday
spending fever. Celebrate but do it
sensibly knowing that there is life after
the holidays. Don't just buy things
because they're on sale. If you didn't plan
for it simply don't buy it. Use the extra
income from bonuses to make a head-
start of the New Year. Pay off your debts,
pay tuition or rent in advance or save for
that future project. "The wise man saves
for the future but the foolish man spends
whatever he gets." Proverbs 21:20.

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